The policy provides protection to your property/expenses against accidental physical loss or damage. The policy is an “All Risks” protection and provides a broader coverage for loss or damage due to any causes except a few specific exclusions stated in the policy. The perils covered under this Policy, but not limited to the following:

• Accidental damage and/or breakage.
• Fire, Lightning, explosions.
• Earthquake and Volcanic Eruption.
• Storm, Tempest and Flood and Inundation.
• Damage caused by aircraft and other aerial devices and/or articles dropped there from.
• Bursting and Overflowing of Water Tanks and Pipes.
• Impact Damage by Road Vehicle.
• Riot, Strike, Civil Commotion.
• Malicious Damage.
• Burglary/Thief.

The cover is designed generally to suit the requirements of Commercial and Industrial establishments.