In real terms, if someone is injured or their property is damaged while you’re providing a service, they may take legal action against you to recover their losses. It’s important to choose a public liability insurance policy that covers your business and your staff (including directors, partners and employees) while they are acting within the scope of their duties.

The policy includes:

1. Accidental bodily injury &/or death.
2. Accidental damage to Property.
3. Legal expenses. (Clime and costs expenses).

In other words, Public liability insurance is recommended for any business that interacts in public places. In every line of work, there’s always the potential for something to go wrong – and accidents do happen.