In real terms, if someone is injured or their property is damaged while you’re providing a service, they may take legal action against you to recover their losses. It’s important to choose a public liability insurance policy that covers your business and your staff (including directors, partners and employees) while they are acting within the scope of their duties.
The policy includes:
In other words, Public liability insurance is recommended for any business that interacts in public places. In every line of work, there’s always the potential for something to go wrong – and accidents do happen.